Customizing Payment Workflows With Accept/Pay Global’s API

Audience: CTOs, Developers

Build Smarter. Disburse Faster. Scale Confidently.

When you’re building a payments experience inside your platform — whether it’s for lending, education, payroll, or B2B services — flexibility is everything.

Developers don’t want rigid systems. CTOs don’t want custom builds for every use case. And end-users don’t want delays or limitations when it comes to sending or receiving money.

That’s why we built Accept/Pay Global’s API platform to let product and engineering teams build fully customized payment workflows — without sacrificing speed, security, or scale.

Why Custom Payment Workflows Matter

No two businesses handle payments the same way. A wage access platform may need to send hundreds of real-time micro-payouts every day. A lender might need to trigger disbursements only after credit checks, KYC, and final loan agreement steps are complete. A franchise operator might prefer scheduled supplier payments and batch-based reconciliations.

Off-the-shelf payment platforms can’t accommodate this diversity.

That’s why a programmable EFT solution — built around developer-first APIs — becomes a major advantage.

What You Can Do With Accept/Pay Global’s API

With our API, your tech team can create payment flows tailored to your product, process, and customers. Here’s what’s possible:

1. Trigger EFTs and Interac e-Transfers from Any Event

Initiate real-time or scheduled disbursements automatically when your application triggers an action: loan approval, payroll submission, refund request, or vendor milestone.

2. Customize Approval Logic and Controls

Apply your own rules for when, how, and who approves transactions — whether based on dollar thresholds, roles, or time-of-day constraints.

3. Monitor Status and Reconcile in Real Time

Our API gives you status visibility, and downloadable audit trails — making reconciliation simple and transparent.

5. Maintain Compliance and Auditability

We support automated record-keeping and role-based permissions — key for teams operating in regulated spaces like lending, education, and payroll.

A Developer Experience Designed for Speed

Engineering teams love our integration process because it’s:

• Well-documented with sandbox access and code samples
• Modular — use only what you need (EFT, Interac, reporting, etc.)
• Secure — with full encryption, auth layers, and fraud monitoring built-in

Whether you’re working with a small dev team or a multi-squad product org, our tools are built to let you move quickly — without cutting corners.

Common Use Cases We Support

Our API powers custom workflows across a variety of industries and business models:

• EWA & Payroll: Trigger wage disbursements 24/7 via Interac
• Lending Platforms: Automate loan funding based on approval steps
• Franchise Ops: Batch EFT payouts to multiple vendors or partners
• Education Providers: Manage tuition refunds, government funding, or supplier payments

Why Developers and CTOs Choose Accept/Pay Global

We offer the rails, and we offer the control and customization developers need to own the payment experience end to end.

✅ Reliable and Trustworthy
✅ Top-grade Security
✅ Full developer support and integration guidance
✅ Rapid go-live cycles — launch in weeks, not quarters

Final Thoughts: You Control the Experience

When you integrate Accept/Pay Global’s API, you don’t have to adapt your business to a rigid system — you get to design your payment flows around your users, your brand, and your product strategy.

Ready to start building?

Talk to our technical team to explore what’s possible with Accept/Pay Global’s API platform.