Simplifying money movement for modern financial platforms

Accept/Pay Global allows complete control of your B2B payments so you and your business can grow confidently.

Money In
Collect payments from different sources
Electronic Funds Transfer (EFT) - ACH​
Money Out
Send funds through multiple channels
Interac E-transfer - Visa Direct - Mastercard Send

OUR Trusted Partners

OUR Benefits

Advanced Electronic Fund transfer solutions that accelerate your business

APG is trusted by thousands of businesses including Credit Unions and Financial Institutions to manage their payments infrastructure.

Take charge of your cash flow

Accelerate your revenue by collecting payments faster with our intuitive, browser-based electronic payment service. By making it easier for customers to pay, you’ll receive funds in your account more quickly. Plus, with lower costs than credit cards, more money stays in your business.

Customer care built around you

Process transactions swiftly and successfully, backed by our dedicated customer care center available to all merchants. Receive prompt, knowledgeable support from real people who are ready to address your needs and help you succeed.

Enhanced management and security

Access 24/7 online reporting customized to your needs, providing the insights necessary to manage your business efficiently. Automatic notifications keep you informed at all times. With decades of experience in electronic payments, our robust security measures minimize your exposure to risk and fraudulent transactions.

Simplify payments and collections

Enjoy hassle-free EFT payments with no software installation, no IT department required. Accept or make payments effortlessly, removing obstacles between you and your customers. Set up one-time or recurring billings and let your transactions run on auto-pilot.

we are Accept/PAy Global

We are results-driven, and it shows. Take a look.

$30B+
in Payments Processed (and counting)
1.7K
Businesses Trust Our Services
4.9/5
Stars Earned in Customer Satisfaction
65%+
in savings generated in Payment Processing Costs

testimonials

Best payment solution? Our clients say it best.

"Prompt, knowledgeable, and friendly. The Accept/Pay team has consistently exceeded my expectations. A reliable partner for seamless online payments!"
Canada's top alternative finance provider
“Great company with an amazing service, extremely professional. They will work with you and make sure your business has the best solution available.”
Online lender providing short-term loans
“Thanks to Accept/Pay Global, our business has experienced significant growth and increased customer satisfaction. Their integration solutions have empowered us to deliver better services and streamline operations.”
Daycare management software streamlining administrative tasks
“Accept/Pay Global offers an exceptional service that allows us and our clients to have a peace of mind relating to EFT payment processing.”
Loan management software helping lenders manage loans efficiently

this is how it works

Efficiency makes the difference, so make it seamless.

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Easy Onboarding

Onboard merchants swiftly through our intuitive, cloud-based platform, no software installation or IT support required. Our user-friendly interface simplifies the onboarding process, making it straightforward for businesses of all sizes. You can also configure one-time or recurring billing schedules tailored to your needs, allowing for automated transactions.

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Process Transactions

Securely process EFT transactions and make unlimited payouts directly from our browser-based interface. With no software to install, you can manage payments from anywhere, streamlining your disbursement process. Our platform ensures efficient handling of payments to vendors, employees, or partners with ease and reliability.

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Real-Time Reporting

Access customizable, real-time reports 24/7 and receive automatic notifications about your transactions. Monitor your financial activities effortlessly, gaining the insights necessary to manage your business efficiently. Stay informed with instant updates on transaction statuses and account activities, all accessible anytime, anywhere.

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Compliance and Security

Stay compliant with ever-changing regulations while our robust security measures protect against fraud. Our platform continuously adapts to the latest regulatory mandates and industry recommendations, ensuring your operations remain compliant. Benefit from stringent security protocols developed over decades of experience to minimize exposure to risk and unauthorized transactions.

Secure, Reliable, and Scalable EFT Solutions

Whether you’re a small business or a financial institution, our EFT platform offers the security, flexibility, and support you need to succeed. Let us handle your payments while you handle your business.

News & Insights

Keep informed with our latest news and insights

How EFT Secures Transactions for Banks and Credit Unions 

What keeps your payments infrastructure resilient against growing cyber threats and operational demands? Are your transaction systems equipped to process…

Read more
Business people, meeting and discussion for corporate planning, strategy or brainstorming at the office. Group of employee workers in business meeting, team planning or collaboration at the workplace

How Electronic Fund Transfers (EFT) play a key role in Streamlining Financial Processes

Efficiency, accuracy, and speed are critical elements in financial operations, driving institutions to seek out technologies that can optimize these…

Read more

The Future of Merchant Payments in a Shifting E-commerce Landscape

As commerce continues to evolve, merchants must adapt to it and the shifting landscape in which it resides. This means,…

Read more

Frequently asked questions

We’re here to make Electronic Fund Transfer (EFT) payments as simple and seamless as possible. Here are some of the most common questions asked by customers:

What is an Electronic Fund Transfer (EFT)?


An EFT is the electronic movement of money from one bank account to another. It’s commonly used for payments, transfers, and bill payments without needing physical checks.

How does an EFT work?


EFTs are processed through secure networks, transferring money from the payer’s bank to the recipient’s bank, typically by entering account details and confirming the transaction online.

Are EFTs the same as wire transfers?


While both are electronic, wire transfers are faster and often used for large sums but incur higher fees. EFTs include various forms like ACH payments, which are more cost-effective for recurring transactions.

What is an ACH transfer?

ACH (Automated Clearing House) transfers are a type of EFT commonly used for direct deposits and recurring payments. They’re cost-effective but may take a few days to process.

How long does an EFT take?

EFTs typically take one to three (1-3) business days, though some payments, like wire transfers, may complete on the same day.

Is EFT payment safe?


Yes, EFTs are generally safe due to encryption and authentication protocols, but it’s essential to verify the recipient and use trusted payment networks.

Can I cancel an EFT payment?

Cancellation depends on the type of EFT and the bank’s policies. ACH payments may be canceled before they’re processed, but instant transactions like wire transfers are usually final.

What are common types of EFTs?

The common types of EFTs include direct deposits, ACH transfers, wire transfers, online bill payments, and debit card transactions.

What is the difference between EFT and online payment?


EFT is a broad category covering any electronic movement of funds, while online payments specifically refer to digital transactions made through e-commerce sites or online banking.

Are there fees for EFT payments?


Some EFTs, like ACH transfers, have low or no fees, while wire transfers usually have higher fees. Fees vary by bank and type of transfer.

How do I initiate an EFT?

You can initiate an EFT through online banking, mobile banking apps, or by setting up automatic payments with a business or employer.

Can EFTs be used internationally?


Yes, but international EFTs, often called international wire transfers, may have additional fees and processing times due to currency exchanges and regulations

What’s the difference between EFT and credit card payments?

EFTs move funds directly between bank accounts, while credit card payments involve a line of credit from the card issuer, which must be repaid.

Do EFTs have daily limits?

Most banks will impose daily limits on EFT transactions to prevent fraud, which can vary by bank and transaction type.

Why did my EFT fail?

EFTs can fail due to insufficient funds, incorrect account details, bank limits, or network issues. Please contact us if this is the case.

Still have questions?

Our team is here to provide the answers you need. Contact us today and let us help you make the most of Accept/Pay Global’s innovative EFT solutions.